ITEM	(RM Million)
	The Group			The Company
	2008	2007	2006	2008	2007	2006
Interest Income	109.53	94.07	70.17	138.30	120.91	93.10
Interest Expense	(80.00)	(58.90)	(53.94)	(79.74)	(65.69)	(51.80)
Loan and Financing Loss and Allowance	(5.34)	(11.05)	(2.95)	(5.34)	(11.05)	(2.95)
Non-Interest Income/(Expense)	106.52	115.44	107.32	27.49	248.62	55.75
Goodwill arising from acquisition of subsidiary company written off		-	(0.18)			-
Overhead Expense	(68.71)	(63.07)	(68.13)	(14.61)	(11.91)	(11.27)
Net credit arising from acquisition of subsidiary companies	0.11	-	-	-	-	-
Profit Before Tax	62.11	76.49	52.29	66.10	280.88	82.83
Net Profit for the Year	42.01	54.13	36.39	52.02	202.74	58.92
Share Capital *	430.00	430.00	430.00	430.00	430.00	430.00
Reserves	(83.02)	(125.03)	(73.30)	64.06	12.05	(84.84)
Minority Interest	0.04	0.04	0.03	-	-	-
Shareholders' Funds	347.02	305.01	356.73	494.06	442.05	345.16
Total Assets	2,280.52	2,098.03	1,926.44	2,426.81	2,185.20	1,767.39
Loans, Advances and Financing	1,399.97	1,133.51	931.63	1,849.13	1,553.13	1,248.32
Source: 2006, 2007 & 2008 Annual Reports: Sabah Development Bank Berhad

* As of 31th December 2008, the Bank's authorized and paid-up capital stood at RM430,000,000. The share capital is divided into 380,000,000 Ordinary Shares of RM1.00 each and 50,000,000 Redeemable Convertible Non-Cumulative Preference Shares of RM1.00 each.